THIRD-PARTY LOAN PROCESSING
Growth Is Our Process.
Closing Is Our Proof.
We're more than a processing company. We're an extension of your team.
From initial disclosures to closing, Ragis Processing keeps your pipeline moving smoothly and efficiently.
From application to closing, we handle every step of the process, allowing you to focus on what matters most,
building relationships and growing your business.
the partnership
Two teams. One partnership. Same shared goal.
Close more loans.
your focus
Sales and Growth.
- Build relationships
- Expand referral network
- Complete applications
- Structure loan terms
our focus
Process. We manage every detail with speed, accuracy, and accountability.
- Process loans end-to-end
- Direct borrower communication
- Deadline and milestone tracking
- Third-party coordination and follow-up
- Closing preparation and execution support
the result
More loans closed.
- Enhanced borrower experience
- Streamlined process
- More time to scale your business
- Maximize revenue and profitability
You didn't build a brokerage to manage files.
You built it to close loans.
Every hour spent processing is an hour you’re not growing.
You're not behind. You're just doing two jobs at once. That stops here.
how we work
When you partner with Ragis Processing, we become an extension of your team. Your clients are real people making one of the most significant financial decisions of their lives, and we never lose sight of that. Every interaction reflects your reputation, which is why we treat each
borrower with the same care, professionalism, and respect that you do.
We do not operate like a processing center. You can forget the long queues and generic status updates. Once you partner with Ragis Processing, you are assigned a dedicated processor who knows your business, lenders, and workflow. Together, we share a common goal: provide the client with exception service and close more loans.
you submit
Once a new loan is submitted, you’re assigned a dedicated processor who acts as a single point of contact for your team.
we process
Your dedicated processor serves as the primary point of contact for borrowers while keeping your team informed with proactive updates. We take pride in delivering exceptional service because we understand that your reputation matter.
they close
Our favorite three words? "Clear to close!" From application to closing, we guidevborrowers through every step of the process, delivering a seamless experience andvcoordinating a closing that fits their schedule.
What and where we do business
We process the loan products you sell, across the states where you do business.
Licensed in NC, SC, FL & MI.
Not seeing your state? Not a problem!
Tell us where you do business and we'll build a plan for success together.
packages
start to signature
PREMIER
Loan Officer registers the loan and sends disclosures
WE TAKE IT FROM HERE
Collect signed disclosures and gather initial underwriting documentation
Coordinate and order all third-party items
Prepare and submit the file for initial underwriting
Manage borrower communication and clear conditions through final approval
Balance the Closing Disclosure and coordinate a smooth closing
Post-closing compliance review
$1,195 Per Closed Loan
Disclosed in Section B
Submission to signature
FOUNDATION
Loan Officer registers the loan and sends disclosures
Loan Officer collects signed disclosures and gathers initial underwriting documentation
WE TAKE IT FROM HERE
Coordinate and order all third-party items
Prepare and submit the file for initial underwriting
Manage borrower communication and clear conditions through final approval
Balance the Closing Disclosure and coordinate a smooth closing
Post-closing compliance review
$995 Per Closed Loan
Disclosed in Section B
- FOR BROKERAGES READY TO SCALE
When you're ready to grow, we grow with you.
Processing is what we do. Growth is what we're built for. For brokerage owners who want more than processing support, we offer the Growth Track - a commitment, not a package or an add-on.
Through quarterly business growth conversations and bi-weekly strategy check-ins, we work alongside you to understand where your business is headed, what's working, what's not, and how we evolve together. When it's time to expand your team, we help you hire and onboard processors who fit your culture and your clients.
The Growth Track isn't for everyone. It's for the brokerage owner who's building something - and wants a partner just as serious about it as they are.
We take it Personally. Because it is personal.
Ragis Processing was built from experience, not theory. After years of serving in nearly every facet of the mortgage industry, leading teams, solving complex challenges, and understanding firsthand what it takes to grow a successful business, our founder recognized a need for a better processing partner.
She understood that success isn't measured solely by closed loans. It's built through exceptional borrower experiences, trusted relationships, sustainable growth, and a reputation earned one transaction at a time. That's why Ragis Processing was founded on the principles of accountability, communication, and flawless execution.
The result is a processing partner that treats your business, your clients, and your reputation as if they were our own.
Growth Is Our Process.
Closing Is Our Proof.
Frequently asked questions
Transparent every step of the way. No fine print required.
Do I have to use a new portal or system?
No. We work within your existing systems, your LOS, and your workflow — not a separate portal you have to log into or manage. Your processor adapts to how you already do business, so nothing changes on your end.
How does Ragis Processing get paid?
Our fee is disclosed in Section B of the Loan Estimate - $995 to $1,195 per closed loan, depending on your package. The fee is paid by the borrower. There is no cost to you or your brokerage, and nothing is due upfront.
What loan types do you process?
We process Purchase & Refinance, FHA, VA, USDA & Conventional, DSCR & Non-QM, Streamlines & IRRRLs, and Non-Delegated Correspondent loans.
What states do you operate in?
We're licensed in NC, SC, FL, & MI. Don't see your state listed? Not a problem!
Tell us where you do business and we'll build a plan for success together.
Ready to partner? Let's connect!
Stop managing your pipeline.
Start building your business.
Relationship-driven third-party loan
processing for independent mortgage
brokerages.
CONTACT
Licensing: NMLS# 2855772
Ragis Processing, LLC is licensed in North Carolina, South Carolina, Florida, and Michigan.